Debt Simplified

Feeling trapped in a cycle of credit card debt?

Regain control of your finances with a Piedmont Advantage Debt Simplified Loan!

With Debt Simplified, you'll:

• Secure a much lower fixed interest rate, as low as 8.50% APR*.
• Receive personalized service as we’re a not-for-profit and prioritize your financial well-being over profits.
• Free up cash flow to save for long-term goals, providing a better financial future for your family.
• Save money and get peace of mind.

Loan proceeds used to pay off existing, non-PACU credit card debt. Maximum loan amount $10,000 and total combined PACU unsecured loans may not exceed $30,000.

Limited-time offer, expires April 30, 2025.

Use your hard-earned money for what matters most.

Apply NOW!

Once in the Personal Loan online application, follow these three steps:

1. Purpose: Select Personal Unsecured Loan
2. Loan Information: Insert Loan Amount and Term (months)
3. Purpose of Loan Request from the Dropdown List: Select Bills/Debt Consolidation

If you would like to schedule a meeting with one of our in-house certified financial counselors for assistance, select an appointment type below.

*APR (Annual Percentage Rate). Fixed-rate between 8.50% APR and 10.50% APR, depending on credit history and profile. All loans are subject to credit approval; a minimum credit score of 650 required to qualify. Loan proceeds paid directly to credit card issuers. Maximum loan amount $10,000. Debt Simplified Loan cannot be used to refinance PACU credit card debt. Underwriting may require credit cards being consolidated to be paid to a zero balance and closed as a condition of closing. Additional information regarding assets and liabilities will be required during the application process for any unsecured loan request, which, if approved, would result in the member’s total aggregate unsecured direct and indirect liability to the credit union exceeding $10,000. The maximum aggregate amount of unsecured debt any member may directly or indirectly owe the credit union at any one time is $30,000. Limited-time offer expires April 30, 2025.