More than Banking. It’s Belonging.
At Piedmont Advantage Credit Union, we prioritize your financial well-being over corporate profits. This commitment has kept us resilient for more than 75 years.
5.50% APR*
1.75% APY*
4.00% APY*
SWITCH. STACK. SAVE.
Exclusive Checking and Savings Bundle from Piedmont Advantage Credit Union
For a limited time, open a PACU Simple+ Checking or More Checking account and pair it with a new 12-month or longer-term PACU Share Certificate to unlock our gifts of a YETI Rambler®.**
Banking on Your Terms
With our debit card and mobile app, you’re in control, shop, pay bills, transfer funds and manage your accounts anytime, anywhere.
- Secure: Built-in fraud protection and account alerts help keep your money and personal information safe.
- Simple: An intuitive design makes it easy to check balances, deposit checks and make payments in just a few taps.
- Designed for your lifestyle: Whether you’re at home or on the go, you’ll have the tools you need to bank how and when it works best for you.
Benefits of Banking with Us
At Piedmont Advantage Credit Union, you’re our priority, not corporate profits. As a not-for-profit, we’re all about your financial well-being, not just the bottom line.
Plus, we make banking better with real benefits you’ll actually use:
- Get paid up to two days early with direct deposit.
- Enjoy fee-free access to thousands of ATMs nationwide.
- Take advantage of competitive loan rates and smart savings options, including our Loyalty Rewards Program.
- Count on personal service from people who know your name.
- Bank anytime, anywhere with easy-to-use digital tools.
It’s banking that puts you first: simple, reliable and built around you.
Products for Every Life Phase
From youth savings and student checking accounts for your children to saving for life’s small and big moments like buying a home, sending a child to college, or preparing for retirement, we offer financial products for every life phase. Wherever you are on your journey, we’re here to help you plan, save, and grow confidently.
Youth Savings
Youth Savings
Big dreams start small! The Al Pacu Club Savings Account helps kids 17 and under build smart money habits while earning rewards for milestone birthdays and academic achievements.
Student Checking
Student Checking
Our Student Checking account is built for teens, with features parents can feel good about. Designed to grow with your teen, it offers the right balance of freedom and security as they take their first steps toward financial independence.
Simple+ Checking
Simple+ Checking
Simple+ Checking rewards you with a highly competitive interest rate for banking the way you already do – using your debit card, setting up direct deposit and ditching paper for eStatements.
IRAs
IRAs
Planning for retirement doesn’t have to be complicated. An IRA is a smart, tax-advantaged way to build long-term savings and take control of your financial future. From your first contribution to your final goal, we’re here to help you throughout your journey to and while in retirement.
Strengthen Your Tomorrow, Starting Today
Tips to Improve Your Financial Well-being
Small changes. Big Impact. From budgeting to managing debt or saving for your first home, our Financial Awareness blogs are packed with easy-to-understand tips to help you make well-informed financial decisions.
Powered with Purpose
Where community and compassion meet, founded in 2020, the PACU Foundation is our charitable affiliate, created to support area charities’ efforts to help North Carolina residents overcome financial hardship.
Scholarships that Open Doors
Empowering Our Future. Our scholarships open doors to brighter futures by easing the financial burden of education and empowering students to pursue their goals with confidence. For first-generation college students or someone returning to school to change careers, each scholarship we award is a step toward opportunity, growth and a better tomorrow.
Trusted by Thousands of Our Members
Hear it for yourself, straight from our member-owners who have trusted us!
Patricia F.
Piedmont Advantage Credit Union is one of the best bank systems. I have so much respect for them.
Ali S.
Lisa has been working with me since May to help resolve a problem with my automatic donation… she is extremely patient, nice and helpful. She is a valuable employee at PACU!
Alijah J.
An amazing staff. Everyone works really hard and fast to ensure you get taken care of. It’s a true family-like bank.
Disclosures
*APR = Annual Percentage Rate. Includes 0.25% rate concession for enrollment in auto loan payment or a link to a page with this reference. APY = Annual Percentage Yield.
**YETI® and YETI Rambler® are registered trademarks of YETI COOLERS, LLC.