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Using the equity in your home to pay off unsecured debt and/or make home improvements can be a hard financial decision. Low annual percentage rates, tax-deductible interest, and streamlining your monthly payment makes second mortgages extremely attractive. Meanwhile, using your home for collateral is a decision that should be weighed carefully.

Get a fresh start by paying old debt!  Learn some simple things you can do to help make that fresh start possible and get one step closer to financial freedom!

Once you have determined how much you would like to spend on your next car, a recommended next step is to decide between buying new, buying used or leasing. Knowing a few of the positives and negatives of each will help you to decide what will be best for you.

Four Tips to Take Control of Medical Debt.  Avoid that Ominous Rain Cloud.