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MoneyY-ZER Youth Blog

President & CEO Dion Williams introduced more than 40 middle schoolers at the Jim Shaw ACE Academy to one of his favorite topics, “Pay Yourself First.” Highlights from his remarks are as follows.

Managing your money may sound boring, but trust me, it's a skill that will pay off in the future. One of the best strategies to get you started on the right path is the concept of “Pay Yourself First.”

Parents and Teens! We have cool concept that’s super important for your financial future: Net Worth. Don’t worry, we’ll keep it fun and easy to understand. Let’s get started!

Imagine you have a giant piggy bank. Everything you own, from your bike to the money in your savings account, goes into that piggy bank. Net worth is a fancy way of saying how much you own after you pay off money you owe. It’s  the ultimate scorecard for your finances!

Ever get confused about the types of accounts you should be opening for your children and not know where to start? If so, no worries, we've got you covered! We will provide a comprehensive walkthrough on selecting the right bank accounts for your children, tailored by age and savings goals, to cultivate their money management skills from the start. This essential read is your roadmap to fostering financial literacy in your family.

Ask your children, Are you ready to choose your first savings adventure? Intrigued, of course, their responses will be yes! Use our age-appropriate, savings challenge activities that will help your children set and reach realistic savings goals. Now, are you up to this unique family-fun savings adventure?

Holidays are meant to be the most wonderful time of the year, but overspending may lead to a feeling of financial regret. Whether you are familiar with this feeling or would like to avoid it, we have a powerful tool that can help. Let’s walk through a journey together and explore the magic of Piedmont Advantage’s Christmas Club Account.

As with most teens, you have a part-job and cash to spend. While saving your earned income is always preferred, we offer the next best thing, “conscious spending.” Conscious spending is treating yourself on things or activities that are meaningful only to you. You’re being deliberate and guilt-free with your spending. How do you start this journey? Follow these seven steps and ...

Getting your first job is a huge accomplishment, and with your steady new paycheck comes both financial responsibility and opportunity. Prepare for your fiscal future with Piedmont Advantage Credit Union’s helpful tips on how to manage a budget after starting a new job, while learning to spend wisely and save for your future. Make and manage a budget Budgeting can be challeng ...

Need some Financial Aid 101 to find out how to pay for college? Piedmont Advantage Credit Union explains how and where to get scholarships and grants.

While college is the obvious next step for many North Carolina high school graduates, it isn’t the only one. Today, about 30% of grads choose not to attend college, and that number could rise with the increasing cost of tuition, student loans and the COVID-19 pandemic. Whether college seems out of reach financially or you’d prefer to start adulthood in a different way, consider ...

Three years ago, when Jobana Semones (pictured left) was working at one of Piedmont Advantage Credit Union’s branches, she never thought her idea for the credit union to adopt a mascot would lead to the launch of a youth program.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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