Because of the high cost of most real estate, very few people can purchase a home with savings alone. Therefore, if you are like the vast majority of people, you will be borrowing money from a financial institution to purchase the property you want. Called mortgages, these loan products can be quite complicated. Knowing the basics of how mortgages work can help guide you to the loan that is most appropriate for you.
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Simple+ Checking
Gone are the days of opening and closing accounts when you want your checking account to start earning an interest. Or upon turning 50, closing your account and opening a new one that offers senior benefits. What a waste of time!
Piedmont Advantage Credit Union hosts students from the Aviation Career Education (ACE) Academy
Students learn the Reality of Money
Teens and Money: Checking and Savings Account
One of the first steps toward real freedom (and adulthood) is having a checking and savings account in your own name. These accounts allow you to save money, make purchases, and pay bills efficiently. Both, however, require you to take an active management role, so that you can achieve your goals and avoid errors.
Liberty Loan
If you're planning to refinance to pay your home loan off earlier or wanting to pay down your loan faster than a conventional loan, then our Liberty Loan is something you should highly consider.
Identity Theft: A Survivor's Guide
Identity theft is a crime with many faces: from the thief who your skims your card info at the ATM, to the hacker who assumes your persona and opens accounts in your name. Unfortunately, rectifying identity theft damage can be like untangling a wet knot. You can do it – but it will require patience and perseverance. To start, commit yourself to becoming and remaining organized ...
How to Spot Identity Theft on Your Credit Reports
How to Spot Identity Theft on Your Credit Reports If you’ve accessed your credit reports at any time in your life, odds are that you have seen some mistaken information in your credit file. After all, statistics show that the solid majority of people have errors on their credit report. Identity theft is one natural concern when this kind of information is found. But you may no ...
Lines of Credit
Cars break down. Paychecks come up short. Reasons are many to have extra cash. Instead of maxing out credit cards, tap into one of our low-cost revolving loan funds. Secured and unsecured options available.
Vacationing On a Budget
Everyone loves a vacation. Whether it’s a week in the Outer Banks, driving up the east coast, or flying off to Europe, vacations are one of the finer things in life. But vacations can also end up costing far more than you intend, creating stress at the time where you are supposed to be relaxing. Here are five ideas for improving vacation budgeting to keep spending on track and ...
Saying “I Do” to Homeownership: How to Prepare for This Big Commitment
Saying “I Do” to Homeownership: How to Prepare for This Big Commitment Buying a home is a major commitment. It’s a bit like, well, getting married: you’ve got to be ready and you have to find the right “one.” And, like a marriage, homeownership is a dynamic experience that requires a tremendous amount of care and attention. If you are ready to shift from renter to buyer, you’ ...