Our low fees, low rates and great credit card rewards give you more money to spend on everything you need.

Some people want to have low-interest rates. Others want to maximize points and earn valuable rewards. Others are focused on establishing a good credit rating. At Piedmont Advantage Credit Union, we understand that everyone has different needs. We offer two types of Mastercards for members. Each option comes with worldwide buying power, with no international transaction fees, along with cash access at one of our North Carolina ATMs and 30,000+ surcharge-free ATMs in the CO-OP Shared Network across the country.

Mastercard® Rewards Credit Card

• Fixed credit card rates as low as 12.90% APR
• Fixed interest rate credit cards are hard to find these days. Not at Piedmont Advantage!
• No annual fee or balance transfer fees
• No fee for cash advances
• Chip Technology
• Contactless and Digital Wallet Technology
• Liability protection for unauthorized purchases¹
• Mastercard ID Theft Protection^TM & Mastercard Airport Concierge^TM
• Priceless Cities Offers and Experiences & Mastercard Golf
• Rideshare Protection² & Travel Accident Insurance with Baggage Delay²
• Access at more than 200,000 ATMs for cash
• Every purchase earns you credit card rewards!  Visit www.curewards.com to register today!
• Receive mobile alerts regarding card use and monitor your account for suspicious transactions or fraudulent activity

APPLY NOW

  Mastercard^® Platinum Credit Card

• Fixed interest rates as low as 10.90% APR
• No annual fee and never a balance transfer fee
• No fee for cash advances; same low rate as purchases
• Chip Technology
• Contactless and Digital Wallet Technology
• Liability protection for unauthorized purchases¹
• Mastercard ID Theft Protection^TM & Mastercard Airport Concierge^TM
• Priceless Cities Offers and Experiences & Mastercard Golf
• Rideshare Protection² & Travel Accident Insurance with Baggage Delay²
• Cash access at over 200,000 ATMs throughout North Carolina with no international transaction fees
• Receive mobile alerts regarding card use and monitor spending and suspicious activity
• Auto rental insurance and emergency card replacement

APPLY NOW

Need to transfer a balance?

Stop by your local North Carolina branch, give us a call at 800-433-7228 or fill out the Balance Transfer Request form and fax it to 336-776-1111

Mastercard® Guide to Benefits

Mastercard® Disclosures