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Checking Account Offer!
Piedmont Advantage YETI Rambler®¹
Just the nudge you needed to switch to Piedmont Advantage Credit Union!
Like the YETI Rambler®, Piedmont Advantage checking accounts are practical, dependable and built to last.
Early Direct Deposit
Get funds up to two days early.
CO-OP ATMs Nationwide
Network of 30,000 fee-free ATMs.
Online and Mobile Banking
Check balances and perform transactions anytime.
Manage checking and other accounts, view transaction history, transfer money electronically, pay bills, set up alerts and deposit checks with our mobile app. Use the latest security features, like multi-factor authentication.
Checking Account Comparison Chart
More Checking |
Simple+ Checking |
|
| Free Checking Account | Yes |
Yes, if enrolled in eStatements $3 per month for Paper Statements |
| Minimum Opening Deposit | $25 | $25 |
| Minimum Balance Requirements | No | No |
| Earns Dividends | No |
Yes, if the daily balance is $100 or more² A tiered rate checking account² |
| Checks | No, an all-digital account | Yes. Plus, personal checks and officials checks are free for those 50 and over. |
| Early Direct Deposit | Yes | Yes |
| Network of 30,000 Fee-Free ATMs | Yes | Yes |
| Reimbursement of Non-Network ATM Fees | No | Yes, up to $15 per month when terms and conditions are met² |
| Free Debit Card | Yes | Yes |
| Free Mobile App | Yes | Yes |
| NSF Fees | No | Yes |
| Overdraft Protection | No | Yes |
| ClickSWITCH, Free Service to Switch Direct Deposits and Automatic Payments from another Financial Institution | Yes | Yes |
| Exclusive Benefits and Discounts³ | Yes, registration and activation are required once the account has been opened³ | No |
| Deposits Insured by NCUA | Yes | Yes |
1Offer not available if you closed a Piedmont Advantage Credit Union (“PACU”) checking account on or after January 1, 2024, or if you had a PACU account which was closed with a negative balance within the last three years or closed within 90 days of account opening. You must be or become a member of PACU to open a checking account. You can receive only one bonus gift per checking account, and can only receive one bonus gift per membership. To receive the bonus gift of a YETI Rambler® 35 oz Straw Mug with PACU logo you must open and fund (minimum to open $25) a new PACU Simple+ Checking account or More Checking account from July 1, 2024, through September 30, 2024, and also enroll in each of the following within 30 days of account opening: (1) ClickSWITCH, the automated account switching platform which makes it easy to securely switch your recurring direct deposits and automatic payments from another financial institution to your new PACU checking account; (2) eStatements; and (3) online and mobile banking. Must be or become a member of PACU to open a checking account.
Bonus gift must be claimed within 90 days of emailed notice of eligibility. Bonus gift may be picked up at any PACU branch location, or may be mailed upon request at member’s expense. Failure to claim bonus gift within 90 days of emailed notification of eligibility may result in forfeiture of the bonus gift. PACU reserves the right to substitute another bonus gift of equal or greater value.
This bonus offer is tax reportable and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). YETI Rambler® is a registered trademark of YETI COOLERS, LLC.
2APY is annual percentage yield. Simple+ Checking is a tiered rate checking account. Dividend rates and annual percentage yields for Simple+ Checking are stated in Piedmont Advantage Credit Union’s Truth-In-Savings Disclosure (“TISD”). Minimum to open checking account is $25. Minimum account balance of $100 required to earn the dividends and annual percentage yields stated in the TISD. If minimum qualification requirements are met during a monthly qualification cycle, the first dividend rate and annual percentage yield stated in the TISD will apply up to the first $20,000 of your account balance, and the second dividend rate and annual percentage yield listed in the TISD will apply to any remainder of your account balance. To meet minimum qualification requirements for a monthly qualification cycle, you must: 1) make 15 debit card purchases that post and settle your account; 2) be enrolled to receive e-statements; and 3) have one direct deposit of $100 or more settled to your account. The monthly qualification cycle is defined as a calendar month. If minimum balance requirements are met but you do not meet all of the minimum qualification requirements during a monthly qualification cycle, the third dividend rate and annual percentage yield listed in the TISD will apply to your entire account balance. As of 8/1/2024, the TISD states the following annual percentage yields for Simple+ Checking: First annual percentage yield, 1.75%; second annual percentage yield, 0.25%; and third annual percentage yield, 0.10%. Dividend rates and annual percentage yields are subject to change and may change after account opening.
3For More Checking exclusive benefits and discounts, go to www.pacu.com/MoreCheckingBenefits.
