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Hello, More Checking
Be pleasantly surprised by a banking experience as straightforward, transparent and unexpected as you are. Introducing More Checking, our free, all-digital checking account designed to fit your busy lifestyle.
Say goodbye to monthly fees and NSF fees, and hello to a hassle-free way of managing your money with Piedmont Advantage's More Checking.
Straightforward
Avoid unexpected charges.
- No monthly fees
- No overdraft protection
- No NSF fees
Transparent
Enjoy free, all-digital checking.
- No checks
- No paper statements, only eStatements
- Minimum deposit of $25 to open
- No minimum balance requirement
Unexpected
Take advantage of exclusive offerings.
- Identity theft monitoring and resolution services
- Roadside assistance expense reimbursement
- Cellular phone protection and more
Click here for details.
Early Direct Deposit
Get funds up to two days early.
CO-OP ATMs Nationwide
Network of 30,000 fee-free ATMs.
Use your Piedmont Advantage Debit Card with contactless and digital wallet features for all your purchases!
Plus, receive a Free YETI Rambler® while supplies last.*
To schedule an appointment with a branch representative to assist you with the account opening process, please select the appointment type that best suits your needs.
Click to view checklist on what documents to bring with you to open account.
*Offer not available if you closed a Piedmont Advantage Credit Union (“PACU”) checking account on or after January 1, 2024, or if you had a PACU account which was closed with a negative balance within the last three years or closed within 90 days of account opening. You must be or become a member of PACU to open a checking account. You can receive only one bonus gift per checking account, and can only receive one bonus gift per membership. To receive the bonus gift of a YETI Rambler® 35 oz Straw Mug with PACU logo you must open and fund (minimum to open $25) a new PACU Simple+ Checking account or More Checking account from July 1, 2024, through December 31, 2024, and also enroll in each of the following within 30 days of account opening: (1) ClickSWITCH, the automated account switching platform which makes it easy to securely switch your recurring direct deposits and automatic payments from another financial institution to your new PACU checking account; (2) eStatements; and (3) online and mobile banking. Must be or become a member of PACU to open a checking account.
Bonus gift must be claimed within 90 days of emailed notice of eligibility. Bonus gift may be picked up at any PACU branch location, or may be mailed upon request at member’s expense. Failure to claim bonus gift within 90 days of emailed notification of eligibility may result in forfeiture of the bonus gift. PACU reserves the right to substitute another bonus gift of equal or greater value.
This bonus offer is tax reportable and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). YETI Rambler® is a registered trademark of YETI COOLERS, LLC.
For more information and disclosures about this account, please click the Personal Disclosures link at the bottom of this page.