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Hello, More Checking
Be pleasantly surprised by a banking experience as straightforward, transparent and unexpected as you are. Introducing More Checking, our free, all-digital checking account designed to fit your busy lifestyle.
Say goodbye to monthly fees and NSF fees, and hello to a hassle-free way of managing your money with Piedmont Advantage's More Checking.
Straightforward
Avoid unexpected charges.
- No monthly fees
- No overdraft protection
- No NSF fees
Transparent
Enjoy free, all-digital checking.
- No checks
- No paper statements, only eStatements
- Minimum deposit of $25 to open
- No minimum balance requirement
Unexpected
Take advantage of exclusive offerings.
- Identity theft monitoring and resolution services
- Roadside assistance expense reimbursement
- Cellular phone protection and more
Click here for details.
Early Direct Deposit
Get funds up to two days early.
CO-OP ATMs Nationwide
Network of 30,000 fee-free ATMs.
Use your Piedmont Advantage Debit Card with contactless and digital wallet features for all your purchases!
Plus, learn more about our Checking and Savings Bundle to unlock exclusive rewards: Two Stackable YETI Rambers.*
*The promotional bonus offer begins on February 18, 2025, for a limited time while supplies last and may be discontinued at any time. Offer not available if you closed a Piedmont Advantage Credit Union (“PACU”) checking account on or after July 1, 2024, or if you had a PACU account that was closed with a negative balance within the last three years or closed within 90 days of account opening. You must be or become a member of PACU to open a checking account or share certificate account. You can receive only one bonus gift per new checking account and one bonus gift per new share certificate account, and you can only receive one of each of these bonus gifts per membership.
To receive the bonus gift of YETI Rambler® 20 oz with PACU logo for opening a new consumer checking account, you must open and fund (minimum to open $25) a new PACU Simple+ Checking account or More Checking account on or after February 18, 2025 and also enroll in each of the following within 30 days of account opening: (1) ClickSWITCH, the automated account switching platform which makes it easy to securely switch your recurring direct deposits and automatic payments from another financial institution to your new PACU checking account; (2) online and mobile banking; and (3) eStatements.
To receive the bonus gift of YETI Rambler® 20 oz with PACU logo for opening a new consumer share certificate account, you must: (1) have an open PACU Simple+ Checking account, More Checking account, or Student Checking Account; (2) open a new consumer share certificate with a term of 12 months or more (minimum to open 12-Month Save to Win Share Certificate $25, minimum to open all other share certificate accounts $500) on or after February 18, 2025; and (3) fund the new share certificate account at account opening with at least $100 for 12-Month Save to Win Share Certificates and at least $500 for all other share certificate account types eligible for this promotion.
Bonus gifts must be claimed within 90 days of account opening. Bonus gifts may be picked up at any PACU branch location or mailed upon request at the member’s expense. Failure to claim bonus gifts within 90 days of opening the account may result in forfeiture of the bonus gift. Color of bonus gift may vary and PACU reserves the right to substitute another bonus gift of equal or greater value.
This bonus offer is tax reportable and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). YETI® and YETI Rambler® are registered trademarks of YETI COOLERS, LLC.
For more information and disclosures about this account, please click the Personal Disclosures link at the bottom of this page.