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Tap into your home equity!

Are you facing major home improvement projects? Unexpected expenses? Do you have student loans looming or want to get rid of debt? A home equity line of credit or loan may be what you need to cover what life brings your way. At Piedmont Advantage Credit Union, we want to help you make the equity in your home work for you! Depending on which product suits your situation, you can get a one-time home equity loan or a home equity line of credit that you can dip into as needed. Upon approval, you can access money easily through the Advantage Access Mobile App or Online Services. You also can access by phone or at one of our North Carolina branches.

Home Equity Line of Credit (HELOC)

  • Access your line of credit to use however you need.
  • Competitive variable Annual Percentage Rate (APR) tied to Prime Rate.
  • Acceptable as first or second lien.
  • Available in NC, SC, VA, GA, TN, FL and PA.

Home Equity Loan

  • Find a solution that fits in your budget with an attractive fixed Annual Percentage Rate (APR).
  • Borrow a lump sum amount.
  • Acceptable as first or second lien.
  • Available in NC, SC, VA, GA, TN, FL and PA.

Select an appointment type below to schedule a meeting to discuss Home Equity products today.

 

New to Piedmont Advantage?

If you have an immediate family member of an existing Piedmont Advantage member, work for a Select Employer Group or live, work, worship, attend school or operate a business in the North Carolina counties of Davie, Forsyth, Guilford, Iredell, Mecklenburg or Rockingham, you're eligible to become a member.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.

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