Hurricane Helene Relief:

If you’ve been impacted by Hurricane Helene and need assistance, please call 800.433.7228. We’re committed to supporting our members during this difficult time.

Mortgage Refinancing Calculator

See how refinancing your home loan could help you meet your financial goals.

If you got your current mortgage when interest rates were higher or if you want to shorten your term to save money on interest, a refinance could be your answer. Use this calculator for guidance. Enter the specifics of your current mortgage, along with your property's current appraised value, new loan term, rate and closing costs. You'll see your reduced monthly payment, how much you can save in interest and how long it will take to break even on closings costs.

Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.