Open Simple+ Checking Account

¹Free checking account with eStatement enrollment. Without eStatement enrollment, Paper Statement Fee of $3 is charged monthly.

²APY is annual percentage yield. Simple+ Checking is a tiered rate checking account. Dividend rates and annual percentage yields for Simple+ Checking are stated in Piedmont Advantage Credit Union’s Truth-In-Savings Disclosure (“TISD”). Minimum to open checking account is $25. Minimum account balance of $100 required to earn the dividends and annual percentage yields stated in the TISD. If minimum qualification requirements are met during a monthly qualification cycle, the first dividend rate and annual percentage yield stated in the TISD will apply up to the first $20,000 of your account balance, and the second dividend rate and annual percentage yield listed in the TISD will apply to any remainder of your account balance. To meet minimum qualification requirements for a monthly qualification cycle, you must: 1) make 15 debit card purchases that post and settle your account; 2) be enrolled to receive e-statements; and 3) have one direct deposit of $100 or more settled to your account. The monthly qualification cycle is defined as a calendar month. If minimum balance requirements are met but you do not meet all of the minimum qualification requirements during a monthly qualification cycle, the third dividend rate and annual percentage yield listed in the TISD will apply to your entire account balance. As of 1/2/2025, the TISD states the following annual percentage yields for Simple+ Checking: First annual percentage yield, 1.75%; second annual percentage yield, 0.25%; and third annual percentage yield, 0.01%. Dividend rates and annual percentage yields are subject to change and may change after account opening.

³The promotional bonus offer begins on February 18, 2025, for a limited time while supplies last and may be discontinued at any time.  Offer not available if you closed a Piedmont Advantage Credit Union (“PACU”) checking account on or after July 1, 2024, or if you had a PACU account that was closed with a negative balance within the last three years or closed within 90 days of account opening. You must be or become a member of PACU to open a checking account or share certificate account. You can receive only one bonus gift per new checking account and one bonus gift per new share certificate account, and you can only receive one of each of these bonus gifts per membership.

To receive the bonus gift of YETI Rambler^® 20 oz with PACU logo for opening a new consumer checking account, you must open and fund (minimum to open $25) a new PACU Simple+ Checking account or More Checking account on or after February 18, 2025 and also enroll in each of the following within 30 days of account opening: (1) ClickSWITCH, the automated account switching platform which makes it easy to securely switch your recurring direct deposits and automatic payments from another financial institution to your new PACU checking account; (2) online and mobile banking; and (3) eStatements.

To receive the bonus gift of YETI Rambler^® 20 oz with PACU logo for opening a new consumer share certificate account, you must: (1) have an open PACU Simple+ Checking account, More Checking account, or Student Checking Account; (2) open a new consumer share certificate with a term of 12 months or more (minimum to open 12-Month Save to Win Share Certificate $25, minimum to open all other share certificate accounts $500) on or after February 18, 2025; and (3) fund the new share certificate account at account opening with at least $100 for 12-Month Save to Win Share Certificates and at least $500 for all other share certificate account types eligible for this promotion.

Bonus gifts must be claimed within 90 days of account opening. Bonus gifts may be picked up at any PACU branch location or mailed upon request at the member’s expense. Failure to claim bonus gifts within 90 days of opening the account may result in forfeiture of the bonus gift. Color of bonus gift may vary and PACU reserves the right to substitute another bonus gift of equal or greater value.

This bonus offer is tax reportable and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). YETI^® and YETI Rambler^® are registered trademarks of YETI COOLERS, LLC.