Community
If you live, work, worship or attend school in the North Carolina counties of:
Family
You're eligible if you're an immediate family member of an existing member regardless of where you live. Immediate family members include:
Employer
If you are employed by one of our many employer companies, you are eligible to join.
EARLY DIRECT DEPOSIT
Get your paycheck or federal benefits up to two days early
ONLINE & MOBILE BANKING
Manage your banking anywhere at any time
FEE-FREE ATMs
30,000+ ATMs nationwide with CO-OP Network
SHARED BRANCHING
Bank at 5,600 shared branch locations across all 50 states
FINANCIAL COUNSELING
Free PACU certified financial counselors
SWITCH TRANSFERS
We help move direct deposits and bill payments
Requirements & Documentation
Confirm member eligibility. Once confirmed, have with you your government-issued ID, SSN or ITIN and utility bill with current address if address is different from ID.
Select Your Accounts for Short- & Long-term Goals
If unsure, we recommend starting with our Share Savings (required) and a checking account. We can then recommend other accounts that best fit your needs.
Select Funding Method & Amounts for Accounts
Deposit a minimum of $5 for your Share Savings and $25 for a checking account. Minimum balances for other accounts, like share certificates, may vary.
Membership Confirmation Upon Approval
We'll welcome you as our newest member or reach out immediately for more information if needed. If not eligible at the moment, we will let you know.
For more information and disclosures, please click the Business and/or Personal Disclosure links at the bottom of this page.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Piedmont Advantage has contracted with CFS to make non-deposit investment products and services available to credit union members.
Ever get confused about the types of accounts you should be opening for your children and not know where to start? If so, no worries, we've got you covered! We will provide a comprehensive walkthrough on selecting the right bank accounts for your children, tailored by age and savings goals, to cultivate their money management skills from the start.
Admit it. Budgeting to save more money is difficult and frustrating, but it doesn’t have to be. If you’ve researched ways to save money, then you’ve heard about an old-school approach to saving that is gaining a new life among budget-conscious consumers. The approach is called Cash Stuffing.
Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.
Investment Solutions*